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Auto insurance is mandatory in the state of Washington. You must carry your insurance card in your vehicle and show it upon request by a law enforcement officer. If you are stopped by a police officer and cannot show proof of insurance, you will be given a traffic citation. The state presumes that if you cannot produce evidence of insurance when asked to do so by a law enforcement officer that you do not have insurance. If given a citation, the court can enforce a penalty up to $250 plus additional fees for driving uninsured.

Washington state law requires a minimum coverage of 25/50/10 for Bodily Injury Liability and Property Damage Liability. These numbers translate into $25,000 of Bodily Injury Liability per person up to a total of $50,000 per accident and $10,000 of Property Damage Liability. While these are the state required minimum coverage amounts, this coverage level is probably not sufficient to fully protect you from financial loss or liability if you are at fault in an accident. The insurance industry, most consumer groups and most agents typically recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident. Washington state law does not require medical payment coveragem Personal Injury Protection, Collision, Comprehensive or uninsured/underinsured motorist coverage. Speak with your agent for help determining whether you need any of these additional coverages.

Our customers come from Seattle, Spokane, Tacoma, Vancouver, Bellevue, Everett, Federal Way, Kent, Yakima, WA and other great cities in The Evergreen State to find cheap life insurance and other coverage from top rated insurance companies. Our Washington insurance agent and broker referral network can help you compare rates with ease.