Looking for low cost Long Term Care Insurance Rates? We can help. Simply enter your zipcode in the graphic below and hit the go button.

LowWashingtonRates.com will help you find cheap long term care insurance policy rates. Fill in your zipcode on the graphic below and hit the go button to get your free quotes.

Many baby boomers are now realizing that Long Term Care expenses are not sufficiently covered by traditional medical insurance plans. To make matters worse, there are also limitations on Long Term Care coverage under Medicare and Medicaid. Most people who require care in their home or in an assisted living facility need more or different types of care than are covered under either traditional medical insurance, Medicare or Medicaid. Long Term Care or LTC insurance bridges this gap in coverage. Long Term Care Insurance policies have evolved to cover assistance whether it is within your home, within a nursing home or within an assisted living facility.

Long Term Care provides assistance if you need help with basic Activities of Daily Living (ADLs) including things like bathing, dressing or moving around your home. Long Term Care insurance would also usually cover degenerative conditions such as a stroke and cognitive impairments like Alzheimer's Disease.

LTC insurance is a smart purchase for most people. The average life expectancy is rising due to advances in public health, nutrition and medicine. While we may be living longer, there are more years where we are at risk of serious health problems. Unfortunately, about 70% of the American public thinks long term care insurance is unnecessary. A recent study conducted by the U.S. Department of Health found that there is a 40% risk that people over 65 will need to live in a nursing home. Poor exercise, overeating and smoking increases the likelihood. Long Term Care costs add up fast and ruin a otherwise sound retirement plan. While most people who need long-term care are age 65 or older, a person can need long-term care services at any age. Nearly 40% of people currently receiving long-term care are between 18 and 64 years old.

LowWashingtonRates.com will connect you with experts that can discuss your long term care options and the best pricing for their policies. Our customers come from Seattle, Spokane, Tacoma, Vancouver, Bellevue, Everett, Federal Way, Kent, Yakima, WA and other great cities in The Evergreen State to find cheap long term care insurance from award winning insurance companies. Our Washington insurance agent and broker referral network can help you compare rates from the comfort of your home.